What a wonderful experience we had with UFinancial especially with our mortgage broker Stacey Day. An absolute pleasure to communicate with and nothing was too hard for her. I would recommend her to anyone looking to buy a new property, her knowledge and ability to handle everything from when we made an offer to settlement made our journey so smooth and easy.
Thankyou Stacey

I have had the pleasure of dealing with Stacey at UFINANCIAL on multiple occasions to help chase my dreams when it comes to purchasing multiple properties. From start to finish Stacey was always there to help with what ever it took to get it done. Nothing was ever too hard and Stacey was always prompt with any questions or help I required.
I can’t thank Stacey enough on how great she has been on both occasions.
I highly recommend Stacey at UFINANCIAL and I would never hesitate to use Stacey and her team in the future.

Abi and her team were fantastic to deal with. They dealt with everything swiftly and professionally. Definitely recommend their services!

Shane was fantastic, always available and made everything in the confusing world of selling and buying a house easy to understand. We got a great rate and more than we were expecting. Highly recommended.

Shane has been wonderful for the whole process, answered our endless questions with kindness, and reduced our stress significantly. Thanks to Shane & the team

Highly recommend Stacey Day from UFinancial. Stacey helped me purchase my first home and was an absolute pleasure to deal with. Her professionalism and communication were outstanding throughout the entire process from the initial enquiry all the way through to settlement day. Thanks again Stacey 😊

Amazing service Paul is great and his team
Are so helpful. If you are looking for a broker or finance assistance this is the place to go. We have been using Paul for 7 years and will go to work with him and the team

We’ve trusted Ufinancial Torquay, and Leigh Deledio and Daniel Walsh in particular, with our finances for over 10 years, and that says everything. From our very first home loan through to car finance, life insurance and multiple remortgages, they’ve been there for every big milestone.

Leigh’s leadership brings a level of confidence and reassurance that’s hard to put into words — you always feel like someone incredibly capable is quietly steering the ship. Daniel, on the other hand, has this rare ability to make you feel instantly comfortable. He’s warm, genuinely caring, and takes the time to really listen, which makes such a difference when you’re making big life decisions. His communication is impeccable.

Together, they remove the stress, the overwhelm and the fear that often comes with finance. You feel supported, understood and looked after — not just as clients, but as people. We couldn’t recommend them highly enough and are incredibly grateful to have had them in our corner for so many years.

We were originally going through Bendigo Bank for our loan and were assured at every step that we would have no issues obtaining finance. Then, the day before our deposit was due, they completely pulled the rug out from under us and left us up a very particular creek without any paddles.

We were put onto Daniel Walsh from U Financial by a good friend when we first decided to purchase a property, and in that moment of panic we reached out to see if he could perform a miracle. Somehow, he did — and made it look far easier than it had any right to be.

Every single step of the process was clearly set out, and every question we had was answered quickly, in depth, and in a way we could genuinely understand. Daniel’s knowledge and expertise throughout the entire process were nothing short of impressive.

Even while away golfing in Queensland, he made the time to get back to us on time-sensitive matters, which really says everything about his dedication. He was consistently responsive, attentive, and genuinely cared about getting the best outcome for us.

We can’t recommend Daniel highly enough to anyone needing a broker. What was originally a nightmare turned into a smooth and successful outcome, all thanks to him.

Thank you for making it all possible, Daniel — from two very happy new homeowners. Chris and Fi

Mars was awesome to work with. Super responsive and helpful, would definitely use him again on our next property purchase. Thanks Mars and Mon!

I’ve trusted Paul as my broker for many years now and wouldn’t go anywhere else. He is brilliant, knowledgeable, trustworthy, and always takes the time to explain everything in a way that makes sense. I have full confidence in his advice and decisions, and I know I’m always in safe hands. Highly recommend to anyone looking for a broker they can genuinely trust.

Paul was extremely helpful with his knowledge and advice. All the stress of first home buying was taken away with Paul’s experience.

I've been with Nelson Financial for about 8 years. Paul and the team are the best professional services providers I've ever worked with. Consistent excellent service and advice year after year.

George one of brokers at ufinance helped me get one of my dream cars and I honestly can't thank him enough, he went above and beyond and with exceptional customer service. Thank you George!

Excellent work by Paul and team! We have engaged Paul to assist with finance for two property purchases over the last couple years and he has provided very good outcomes each time. Paul takes the time to discuss and understand our needs to find the best possible financial solution. Highly recommended!

We are long term clients of Paul and Daniel utilising their services for a number of different financial needs. Paul, Daniel and team make each process so easy, guiding us through every step - we really don’t have to think for ourselves at all it’s great! The information they provide is always accurate in regards to finances and turn around times. We wouldn’t hesitate to use them again. Thank you again guys! Tas and Bondy

The best in the business. Everything is explained clearly. Stress free and friendly.

Paul has financed us several times over the last 10 years. Never any issues. Outstanding knowledge of everything.

Great service and communications. Always fee well looked after with Paul and the team.

Paul is great, very thorough and committed to getting you the best outcome possible.

Can highly recommend Paul’s services. He is transparent, supportive and provides the best advice with clarity. Have used Paul for years now.

I worked with Stacey and her team at U Financial to purchase my first property and I couldn’t rate them higher. Stacey was so easy to deal with, communicated and explained the whole process to me to make it less daunting and made me feel so at ease. Stacey always had my best interests at the forefront and I am so grateful for her help in securing me my first home! I cannot thank them enough and would recommend Stacey to all my friends and family going forward!

We cannot recommend Shane Martin highly enough. From start to finish, Shane provided exceptional service and expert guidance throughout the entire refinancing process. His knowledge of the market and ability to explain complex information in a straightforward, easy-to-understand way made the experience smooth and stress-free.
Shane took the time to understand our individual circumstances and goals, ensuring the options presented were genuinely suited to our needs. He was proactive, responsive, and keeping us informed at every stage. Shane went above and beyond to secure the best possible outcome and made us feel supported and confident throughout the process.

We recently worked with Stacey Day as our mortgage broker, and we honestly couldn’t have asked for a better experience. From the very beginning, Stacey was incredibly helpful, thorough, and always one step ahead. Her communication was exceptional, she kept us updated at every stage and made what could’ve been a stressful process feel smooth and straightforward.

Stacey didn’t just organise our finance; she supported us with everything surrounding the purchase. She guided us through dealing with conveyancers, coordinated with real estate agents, and made sure every detail was covered. Her dedication, professionalism, and genuine care for her clients truly set her apart.

If you’re looking for someone reliable, knowledgeable, and invested in helping you achieve the best outcome, we couldn’t recommend Stacey highly enough. She made the entire journey feel easy, and we’re extremely grateful for all her hard work.

Shane Martin is a great communicator and acts promptly when time is of the essence. I would highly recommend his services.. A great outcome for my husband and I in purchasing a dream property.

Thanks Dan and the team
Absolute superheroes!
Was recommended and would highly recommend

Dan was particularly good and calmly explaining information to me and answering any questions I had. He ensured that I was not stressed through the whole settlement process.
As a first home buyer Ufinancial put my mind at ease from start to finish

Shane and his team were amazing, guiding me through a complex loan (equity release with change of lender and also purchasing another house at same time). Could not have navigated it without Shane, thank you!!!

Shane and his team are absolutely amazing! Highly recommended! I’m a person who gets very anxious in bank or application type of situations and Shane and his team looked after us so well that, that feeling went away! Thank you so much!!

Daniel Walsh was outstanding. He went above and beyond to support us through the entire refinance process. Daniels advice was informative and measured, giving us honest and useful advice. He and his team made the process really smooth. We look forward to working with Daniel and the team again that's for sure.

Ufinancial have been incredible. Ben makes it seamless from idea to execution every time! I could not recommend Ben and ufinancial more

Shane was an amazing broker. He is always lovely to talk to, always accessible and very productive. We could not have gotten through this process of buying my sister in law out without him. Thank you again for all of your help. HIGHLY recommend!!!

If you’re looking for someone to take care of your mortgage look no further than the one, the only, Superstar Shane, and his awesome team. Shane has a wonderful, down to earth manner, he gets the job done without any fuss. He helps you to feel at home, while you’re searching for your next home…for what can be a pretty stressful experience, Shane’s care and dedication to the task is second to none and had us feeling at ease throughout the all whole process. Shane, you’re really are the lending legend of the Surf coast! Thanks again for all your hard work.

Absolutely satisfied with our mortgage broker. Daniel has been attentive and efficient with his services. Daniel really looks out for the client, he has some great strategies 100% puts the client first. No Jargon, he knows how to simplify the terminology so you can understand fully what's happening.

We are so happy we used UFinancial for negotiating our loan. We have so far been able to keep the same bank. Yet our interests rates have been reduced twice now by our broker Daniel, in 6 months, on top of the RBA reductions.
We will definitely be sticking with these guys for our existing loan amd any other future loans.
Thanks heaps Daniel, we really appreciate it!

UFinancial have been fantastic to work with. Andrew and Therese provided consistent support throughout the entire process and made everything smooth and stress-free. Really happy with the service and would highly recommend them!

Paul has helped us with getting two home loans now and has been awesome both times! Very easy to work with and makes the process simple!

After a divorce, I have had to go through a refinance process. It hasn’t been a smooth transition but Shane Martin has been awesome. Always available and responsive to my many questions and put my outcome first to allow me to refinance and get a great rate. Great bloke and easy to get along with which I think is an important aspect in this type of work as you want to be able to relate with someone as well as not overcomplicate or overstress when it can easily occur

Will happily be recommending his services to all my friends & family and plan to use him again whenever I have any broker needs.

My partner and I have been working with Shane to get into our first home. From the first meeting with Shane, everything has been so incredibly easy, being our first property we did not understand anything! But Shane has been amazing at explaining the process and making sure we are kept updated and informed. He has assisted with all aspects and gone above and beyond for us and we could not be more grateful. We have now found our first home and Shane has been amazing organising everything regarding our loan, we are so appreciative of all the help through this tough process and cannot recommend him enough!

We went with Mint Equity / UFinancial group after they were recommended to us by a work colleague. Shane Martin has been helping us with the purchase of our first home using the 5% FHBG Scheme in the Lake Macquarie region.

Shane has been a pleasure to deal with from the start - he is an excellent communicator who is very fast at responding to e-mails and phone calls, and has been extremely patient with answering all of our questions about the process. As first home buyers, we were very nervous about our first purchase, but Shane has made it easy and taken all of the stress out of it by talking us through everything step-by-step - at times he was more like a psychologist, reassuring us with everything to calm our nerves, haha! He is very experienced and highly professional.

Shane gave us a choice of several lenders, talked us through the pros and cons, and helped us to choose the best home loan product for our financial situation. Shane made sure to prioritise our application during our cooling off period in order to get our finance approval on time. I cannot recommend him enough!

Our lending specialist was Angie Zambra who was also lovely to deal with. We are very happy with our overall experience, and will continue to use Shane as our broker in the future. We are in our late 30s and thought we would be life-long renters, so it is an absolute dream come true to have finally reached this milestone of buying our first home. Thank you so much, Shane and Angie!

Paul and Nicole have been amazing with helping us secure our first home loan 2 years ago. Paul has been a wealth of knowledge and educated us on all things mortgage and budget related.
Definitely highly recommend!

Paul provided exceptional service when reviewing our home loan structure. He thoroughly assessed our situation and gave us honest, straightforward advice – recommending we stay with our current bank but split our loan between different products. What really impressed us was Paul’s integrity. He could have easily pushed us to refinance elsewhere for his own benefit, but instead he put our interests first, even though it meant he received nothing for his time and expertise. Paul’s professionalism and genuine commitment to helping us make the best financial decision, rather than just earning a commission, sets him apart. We highly recommend Paul to anyone seeking honest, trustworthy mortgage advice.

Paul Nelson and his team provide me with ongoing amazing service. They are diligent, friendly and professional. Can highly recommend (and do regularly!).

Paul is a broker wizard! Can’t recommend enough always pulls through even with the trickiest of situations

Dan Walsh, Franco Theuma and the team have been marvellous from start to finish. Mortgaged 2 homes, reassessed all our insurances, seamless and so helpful. Friendly, professional and knowledgeable, can't ask for more. We'll be with them for life now. Chat soon team! Love The Holts

Laura and her team at u financial have been nothing short of excellent & amazing! Genuinely can not fault them or thank them enough for their attention to detail and professionalism throughout the process!

This was our fourth house purchase with UFinancial. We absolutely love their expert assistance, advice and clarity along the way. The whole team is experienced and professional. Thanks Laura and team at UFinancial, if there is a fifth property purchase, we would only use you! UPDATE: turns out there is a fifth property purchase and once again Ufinancial got the deal DONE! thanks Laura and team 🙂

Absolute legend. Paul has been a rockstar broker for us over the years, and is genuine in helping people achieve financial goals. Wouldn’t trust anyone else.

Clear, prompt, attentive and personable. Mars and team sorted everything from start to finish in refinancing home loan very quickly but taking the time wherever needed to explain further. Thanks.

Stacey and the team at UFinancial were always prompt, professional and always kept us in the loop and would always check in.
Would definitely use them again. 😊

I can’t recommend UFinancial enough. The team made the whole loan process so much easier than I expected. They really listened to what I needed, explained things in simple terms, and kept in touch the whole way through so I always knew what was happening. Nothing ever felt like too much trouble — they were patient, approachable, and genuinely wanted the best outcome for me. It took a lot of the stress out of what could have been a really overwhelming process. I’d happily work with them again and recommend them to anyone looking for help with a loan.

Ufinancial were great with assisting me with buying my first home. Could not recommend them any more highly.

Couldn't be more appreciative of Paul and the team at UFinancial. Helped me and my partner Ashlee in getting a loan for our first house. Went above and beyond to help us.

Paul and the Team were so helpful in getting all the correct documents together. Keeping us informed every step of the way. Many thanks for all your help.

Very happy client here, very helpful, guided me from start to settlement. Highly recommended.

Great help throughout the whole process. I was able to ask any questions with a very quick response. Thank you.

I can highly recommend Ufinancial, Dirk and Stacey were fantastic to deal with. The stressors buying my first home were eased, my questions were always answered and my concerns reassured.
Outstanding communication with Gold Star Customer service!!
The whole experience with Ufinancial made the process a very special moment.
Thank you

Absolutely amazing experience. Helpful throughout the entire process, and Franco was always doing his best to get me the best outcomes at every stage of the process. I would recommend him and the UFinancial team to anyone I know looking for a good broker.

Stacey was excellent from start to finish I absolutely recommend her and her team to assist you with your financial needs.

We highly recommend Paul to anyone looking for a smart and dedicated financial planner.

I highly recommend Paul at UFinancial. He was incredibly knowledgeable and took the time to take us through all the information and answered our questions. Paul accommodated meetings after work which made the process easier for us too. Thank you!

Stacey my broker was incredible! Her and her teams persistence in checking in and following up on information and documents ensured we were able to organise my refinance in a short period of time. He truly went the extra mile to secure the best rate for me after my original lender came in with an offer too good to be true. I’ve already recommended Stacey to two of my friends and will continue to use her again in future.

Nobody can say seeking finance is a great experience but dealing with Kayla Wood from U Finacial ( Broker House Shepparton) and her team made it as painless as possible. They made a dream come true when others simply threw it in the " too Hard Bin"
Amazing commitment to get a desired result
Would never use any other company when looking for finance

Daniel and the team were fantastic from start to finish helping us find & buy our new home. They made the process enjoyable & didn't miss a beat. We will be recommending Daniel & the uFinancial team to our friends and family moving forward! Thank-you.

The Ufinancial team were fantastic to work with, prompt and lovely to deal with

Bryce from UFinancial was terrific, he always communicated really promptly with us throughout the entire process and we were never in any doubt as to what was happening. Any queries or issues were addressed immediately. I have no hesitation in recommending Bryce and would certainly use him again.

Mars and the team at U-Financial are amazing! They have help construct a fantastic plan for our finances that is now in place! Thank-you very much!!

Franco at UFinancial has been an outstanding finance broker to us for many years. He’s highly professional, knowledgeable and always takes the time to answer our questions. We couldn’t recommend him more highly.

The U Financial Team have been excellent to work with. Professional from start to finish, friendly, helpful, courteous, explaining everything very well, with clear information and relevant detail to help us make informed decisions, and great communication all the way through. I would recommend without hesitation!

The entire team at UFinancial went above and beyond in their service. Friendly, supportive and absolutley professional in every interaction with us. We simply wouldn't work with another financial team when we can work with UFinancial...fantastic!

Andrew is honestly amazing. He made the whole process easy and stress-free, and I always felt like I was in good hands. He knows his stuff, gives great advice, and really cares about getting the best outcome. Wouldn’t go to anyone else!

I could not praise more highly, or recommend UFinancial, more strongly . Specifically Kris, Daniel and Meral but also the whole team.
I am always thoroughly impressed by their client care, diligence and hard work, and brilliant financial results.

Our old broker recommended Georgia and the team at UFinancial to guide us through a land purchase that had been waiting over 4 years to register and we have been nothing but impressed by the professional and warm service we received. It was a seamless transition from our previous broker, Georgia has been exceptional for us from start to finish. We had a sudden 3 week settlement with no existing pre-approval in place, one of us working away to add to the mix but she worked with us tirelessly to make sure we knew what our options were and not only guide us through the process but doing everything she could to ensure that everything was actioned within the 3 week timeframe with settlement taking place as per schedule. We cannot thank Georgia and the team at UFinancial enough and highly recommend them to anyone!

Stacey and her team at UFinancial recently helped with my mortgage refinancing. The process was incredibly easy compared to my last time refinancing with another company, which was far more laborious than my experience with Stacey. I got a great deal and everything was done in a timely manner with very little effort from me.

Thanks again to all involved!

Thank you to Laura & team. As a first time home buyer, i was stressed and excited. Laura has help me by making it a smooth and stress free experience. Always checking in and taking time to go through every detail with me. She is professional, efficient and knowledgeable in this area
I am grateful for their service, and would highly recommend UFinancial. Thank you again.

I left Daniel a review years ago after he obtained pre approval, finance approval, all within a day or two, only for me to withdraw from purchases due to structural issues or missing out on other properties.

I offered him payment for his time as I felt awful / he never once would accept a cent.

Two years on, I finally have settled my dream home, albeit paying more than I thought I could afford, and Daniel and the U Financial team were incredible again. Responsiveness and willingness to help is like no other professional I’ve seen. Don’t hesitate to contact him - you won’t be disappointed.

We had the pleasure of working with Laura Biggs (Finance Broker) from UFinancial, and we can’t recommend her highly enough. From start to finish, the entire process was smooth and stress-free.

Laura was incredibly knowledgeable, patient, and always available to answer any questions we had. She took the time to understand our needs and guided us through every step of securing the best deal possible. Her expertise and professionalism made what could have been a complex process so much easier to navigate.

If you're looking for a reliable, efficient, and supportive broker, we highly recommend Laura!

Just completed a mortgage restructure and refinance with Matt and his team. Great team, great communication and easy to deal with. Matt and his team never gave up even when we hit a few hurdles.

End result was awesome, than you very much.

Bryce Whitaker recently navigated me through refinancing my mortgage and helped me access equity in my property for renovations. He made the process super easy and exceptionally quick turnaround time. His communication was great from start to finish. Thank you, Bryce!

A huge thank you to Stacey Day, an exceptional broker you can truly reply on. I feel incredibly fortunate to have had Stacey Day as my broker throughout this purchase experience. From our very first call, Stacey made the entire process easy to understand. She has a unique ability to explain each stage clearly, breaking down what could be overwhelming into simple, digestible steps.

Her communication style is not only reliable but also very reassuring. Stacey guided me with great patience, especially when I needed to gather missing documents, and her suggestions were always clear and incredibly helpful. She made the process smoother than I ever expected.

What sets Stacey apart is her approachable, supportive, and responsible attitude. She took the time to offer me options from multiple lenders, providing transparent insights into the pros and cons of each, many of which I wouldn’t have even considered on my own. Her depth of knowledge and openness in sharing it truly stand out.

When you speak with Stacey, you’ll instantly feel the difference. She’s not just someone doing her job, she’s someone who genuinely cares. You’re talking to a real human who is deeply invested in helping you find the right solution, not just launching a case and ticking boxes.

Whether you're a first-time buyer or have purchased properties before, I wholeheartedly recommend Stacey for any future purchases. What we all need in a broker is someone who is trustworthy, knowledgeable, and genuinely supportive—and Stacey is exactly that.

To anyone reading this, and especially to her management team: Stacey Day is a remarkable asset. Her professionalism, dedication, and care go far beyond expectations. I couldn’t recommend her more highly.

️We had a great experience with Debbie Sale, Customer Care Manager at U Financial. She was warm, professional, and made sure we had everything we needed to access our new banking without any hassle.

Her clear communication and attention to detail made the transition smooth and stress-free. Debbie's support was greatly appreciated, and we're thankful for her care throughout the process!